Relationship Officer – Group and Individual Job
Work Hours: Full-time, 08 hours per day
Salary:
Attractive
Job Deadline: 10 July 2025
Number of Jobs: 01
Hiring Entity: Opportunity Bank
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| Opportunity Bank |
Location: In Uganda
Job Details:
Growth of the Group and Individual loan portfolio by recruitment of new clients whilst maintaining the quality of the portfolio, carrying out individual marketing and group- marketing by forming focus groups and assessing their capability to have access to loans. Monitoring, recovering and maintaining client relationships.
Key Result Areas:
- Business Growth
- To grow the bank business in terms of assets (loans) and liabilities (customer deposits), customer base and income through personal selling activities within existing customer portfolio and getting new ones within the Bank’s target markets
- Recruit Individual and group loan clients to achieve loan disbursement and portfolio growth targets.
- Assessment of potential group / Individual loan clients to make sure they meet the required standards for borrowing from OBUL.
- Sit on loans committee to agree on clients for loan approval
- Maintain relationships by visiting groups and attending group meetings
- Training clients about OBUL, expectations from OBUL as well as terms and conditions.
- Monitoring and managing portfolio
- Monitor portfolio by tracking all clients, identifying any potential default cases and developing mitigants for them.
- Ensure clients comply with the OBUL policies as well as terms and conditions attached to loans.
- Maintain the PAR of one’s portfolio within the bank’s PAR quality standards
- Reporting
- Prepare weekly and monthly reports to the branch manager and discuss weekly performance with immediate supervisor
- Building customer relationship
- Maintain relationships by visiting clients and solving any customer related issues raised by them
- Customer service, handling client inquiries and guiding them on how to apply for loans, use the bank’s payment channels
- Recovery
- Recovery of defaulted loans
Minimum Qualifications and Experience
- University degree preferably in Business related discipline.
- Relevant professional qualifications in microfinance, banking, finance or marketing provide an added advantage.
- Relevant credit experience is an added advantage
- Must possess a Credit pass in Maths and English at ‘O’ Level
Personal skills and abilities
- Good understanding of Credit risk management.
- Good understanding of sales management
- Excellent Interpersonal skills
- Good Customer care
- Good communication skills (Oral and written) and MUST be fluent in English.
- Analytical thinking
- Good computer skills e.g Microsoft Word, excel, email & Internet.
- Demonstrated ability to work as a part of a team
Opportunity Bank is an equal opportunity employer. All qualified candidates are encouraged to apply, regardless of disability, gender, marital status, religion and ethnicity.
Application procedure
Interested in applying for this job? Click here to submit your application now
Posting Date: 2025-07-05
